Let’s be honest: the traditional credit card experience in India feels… outdated. Complicated reward structures, hidden terms, and the classic “earn now, redeem 6 months later” dilemma? We’ve all been there.
But what if there was a credit card experience that just made sense—built around how we shop, pay, and live today?
That’s where POP comes in. It’s not just a cashback credit card. It’s a game-changing ecosystem that fuses UPI banking, rewards, and simplicity—all in one app.
- Rewards
Traditional credit card rewards often come with caveats. You might earn 1 point per ₹100, but what’s that point even worth? Can you redeem it easily? Will it expire? POP simplifies everything with a transparent model:
- 10% back on online purchases with the Yes Bank RuPay credit card
- 2% back on all UPI transactions—yes, even on small spends like chai or cab fares
- All rewards are in POPcoins where 1 POPcoin = ₹1
No weird math. No conversion headaches. Just real rewards you can actually use.
- No need to download multiple apps
Unlike conventional credit cards that sit in your wallet and gather dust, POP lives in your phone—and that’s where the magic happens. With POP, you get:
- A RuPay credit card you can track, manage, and use directly within the app
- UPI credit card functionality so you can make payments via UPI and still earn rewards
- A real-time dashboard to view, spend, or redeem POPcoins instantly
- Direct access to POPshop, their curated marketplace of 500+ D2C brands
You no longer need separate apps for payments, cards, shopping, and rewards. POP puts everything under one roof, built with the mobile-first Indian in mind.
- Both UPI and Credit Card benefits
Most banks still treat UPI and credit cards as two separate beasts. But POP gets that Indian users today use UPI more often than cards. So they combined both worlds.
- When you activate your UPI credit card via POP:
- You get a unique @pop UPI ID
- You can pay via UPI and still earn 2% cashback
It works just like your go-to UPI app—but with the bonus of real rewards. This makes POP one of the first apps in India to seamlessly link UPI payments with credit card cashback, thanks to RuPay’s latest integrations.
- Built for Smart Spenders
You don’t need to be a high-roller to benefit. Even if you’re a college student, freelancer, or salaried employee—POP rewards every rupee you spend. There’s:
- No joining fee
- ₹5,000 welcome bonus
- And no minimum spends to start earning cashback
Because smart spending isn’t about spending more. It’s about spending wisely.
Conclusion:
If you’re still using a credit card that gives you vague points, no real cashback, and zero UPI flexibility—it’s time to ask: Is your card rewarding your lifestyle or limiting it?
POP is India’s smarter, sharper credit card alternative. It’s made for those who want real cashback, not empty promises. If you’re a reward lover, you’ll feel right at home here.
Download the POP app today. Because your spending deserves to be rewarded.